Authentic

Authentic is an intelligent transaction-processing platform designed for today's fast-changing payments business. Whether you’re an acquirer, issuer, central switch, bank or processor handling card transactions, alternative payments or real-time payments, Authentic offers the flexibility and agility you need to meet today’s demands and tomorrow’s innovations. Certified as PA-DSS compliant, and benchmarked at 10,000 transactions per second, Authentic is designed to keep you in control of your payments environment while giving you functionally rich, secure, resilient and scalable performance.

    • With Authentic you can operate a multi-faceted payments business from a single platform
    • Authentic can accept any type of transaction from any device, source or system, authorize and authenticate it, and route it to any destination
    • Authentic offers multi-institution, multi-currency, multi-language and multi-channel support, and enables compliance with current and future EMV standards as well as contactless and mobile payment types
    • Authentic can deployed in cloud environments as well as a traditional data centre environment
 
 
 

  • Features

    • Multi-institutional, multi-currency, multi-language and multi-channel support
    • ATM and POS support for all major devices
    • Off-the-shelf card scheme support
    • PCI PA-DSS certification
    • Compliance with EMV standards including contactless and NFC
    • Transparent and re-configurable business logic
    • Real-time risk management rules
    • Easy configuration for new network and host interfaces
    • Scalability - from small gateway systems to global networks
    • 99.9999% resilience
    • Benchmarked to over 10,000 transactions per second
    • Support for ISO 20022 message formats

  • Benefits

    • Respond to new opportunities quickly, accurately and cost-effectively
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    • Reduce the time to market for new products, functionality and channels
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    • Streamline operations, while maximizing return on investment in existing systems
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    • Minimize support requirements and dependency on legacy skills
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    • Avoid costly vendor-dictated upgrade cycles and feature development
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    • Maintain exceptional performance levels from a cost effective commodity platform
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    • Control budgets, enhance profitability and benefit from a low cost of ownership
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